Embedded finance is the future of customer engagement, partner interaction, and employee retention — all critical drivers of long-term growth and business resilience.
By offering financial services, enterprises position themselves at the center of their customers' daily lives. With tailored financial products like saving, investing, peer-to-peer payments, and international money transfers, businesses unlock new ways to meet demand for accessibility, inclusion, and seamless global transactions.
At Alviere, we want our clients to feel as confident about embedded finance as we are. After working with large enterprises to integrate financial services into their core offerings, we’ve learned what works, what doesn’t, and what questions truly matter when evaluating a platform or partner.
In this guide, you'll find a breakdown of the essential capabilities embedded finance platforms should offer — along with key questions to ask vendors about implementation, compliance, and launching a successful, scalable program. This is a short version, download the complete Buyer's Guide here.
Must-have attributes of embedded finance providers
Understand how each vendor differentiates itself, has regulatory oversight, treats its customers, and approaches key capabilities. Here's what to look for to find the right fit for your organization:
Single integration technology
- A complete tech stack with end-to-end services and support
- Architected to scale
- A full suite of financial products that are comprehensive, flexible, and adaptable
Full regulatory compliance and protection
- Fully licensed and regulated within targeted countries of operation
- Management of all security, legal, regulatory, compliance and mitigation, including PCI & SOC II certifications
First-party data ownership
- Capture, own, control and analyze raw first-party customer spending data
- Adheres to all applicable data privacy and security protocols
Enterprise expertise
- Experience with large-scale rollouts
- Expert guidance across all facets of launch and implementation
Selecting the right partner
Considerations and questions to ask a prospective embedded finance provider include these topics:
Ownership and control
Who owns the program, the branding, customer data, and the CX? These are critical questions when selecting a provider, as your customers will be exposed to a good or bad experience.
Product offering
- Does the provider have all the required integrations for your existing infrastructure?
- Can additional products and services be added incrementally?
- How are activities tracked, monitored, and secured?
Security, compliance & licensing
- Is the provider fully licensed for all financial activities?
- Can the provider support program expansion across geographies?
- Does the vendor have required oversight and monitoring?
Program launch, rollout, and success
- Does the provider co-develop a comprehensive implementation and development plan?
- Does the vendor offer guidance and support throughout all phases of the program?
Your next steps
Partnering with the best embedded finance provider for your enterprise is a decision that merits close analysis and full due diligence. To ensure the successful implementation and ongoing operation of any embedded finance initiative, it is imperative that you include the right people, ask the right questions, and prioritize the needs that matter most to your organization.
At Alviere, we’ll work closely with your team to define goals and plan the best path towards success. As true partners, the Alviere team will work across your organization to develop a seamless implementation and launch plan, as well as post-launch engagement to ensure a successful program over the long-term. Take the next step to discuss how embedded finance can build new revenue streams, improve customer retention, and streamline your money flows.
Get the full pdf Buyer's Guide: Key considerations in selecting an embedded finance provider
