--- title: Using embedded finance to innovate retail loyalty strategies - Alviere | Fintech Blog description: Listen to the latest episode of Embedding the Future of Finance, where Alviere’s VP of Business Development and Strategy, Tim Dardis, joins Jay Saling to discuss how embedded finance technology can innovate the way retailers approach customer loyalty. image: https://blog.alviere.com/hubfs/TimPodcastSocial.jpg --- [Skip to main content](https://blog.alviere.com/using-embedded-finance-to-innovate-retail-loyalty-strategies#main) - Platform - Solutions - Learn - Company ## A comprehensive enterprise embedded finance platform [Platform Overview](https://alviere.com/platform) ###### Platform - [Accounts](https://alviere.com/platform/accounts) - [Payments](https://alviere.com/platform/payments) - [Branded Cards](https://alviere.com/platform/branded-cards) - [Global Money Transfers](https://alviere.com/platform/global-money-transfers) - [Wallets](https://alviere.com/platform/wallets) ###### Expertise - [Program Management](https://alviere.com/platform/program-management) - [Security & Compliance](https://alviere.com/platform/security-compliance) ## Grow revenue or move funds more efficiently ###### Solutions - [Co-branded Debit Cards](https://alviere.com/solutions/co-branded-debit-cards) - [B2B Payments](https://alviere.com/solutions/b2b-payments-ecosystems) - [Virtual Cards & Disbursements](https://alviere.com/solutions/virtual-cards-disbursements) - [Save Now, Buy Later (SNBL)](https://alviere.com/solutions/save-now-buy-later-SNBL) - [Cross-border Remittances](https://alviere.com/solutions/cross-border-remittances) - [Loyalty Wallets](https://alviere.com/solutions/loyalty-wallets) ###### Industries - [Retail](https://alviere.com/solutions/retail) - [Travel & Hospitality](https://alviere.com/solutions/travel-hospitality) - [Marketplaces](https://alviere.com/solutions/marketplaces) - [Financial Services](https://alviere.com/solutions/financial-services) - [Articles](https://blog.alviere.com) - [Podcasts](https://blog.alviere.com/type/podcast) - [![The difference between licensed money transmitters, Money Services Businesses (MSBs), & banks](https://8238701.fs1.hubspotusercontent-na1.net/hubfs/8238701/raw_assets/public/alviere-v3/imgs/learn-menu/MTL_Image_DIFFERENCES.jpg)](https://blog.alviere.com/the-difference-between-licensed-money-transmitters-money-services-businesses-msbs-banks) ###### Most popular ## [The difference between licensed money transmitters, Money Services Businesses (MSBs), & banks](https://blog.alviere.com/the-difference-between-licensed-money-transmitters-money-services-businesses-msbs-banks) [Read More](https://blog.alviere.com/the-difference-between-licensed-money-transmitters-money-services-businesses-msbs-banks) - [![Instant payments: Push-to-debit rises to meet the need](https://8238701.fs1.hubspotusercontent-na1.net/hubfs/8238701/BLog_InstantPayments-1.jpg)](https://blog.alviere.com/instant-payments-push-to-debit-rises-to-meet-the-need) ###### Latest ## [Instant payments: Push-to-debit rises to meet the need](https://blog.alviere.com/instant-payments-push-to-debit-rises-to-meet-the-need) [Read More](https://blog.alviere.com/instant-payments-push-to-debit-rises-to-meet-the-need) ## Enabling enterprises to offer financial products worldwide. 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Offering your customers savings accounts for future discounts on future purchases. 27:21 - Innovation opportunities that start with loyalty: Tying loyalty to a broader financial services 29:40 - Using digital assets for rewards program adoption and to drive app engagement 31:30 - How do established loyalty programs continue to innovate? 33:10 - Using financial services to capture customer data from outside your four walls   In recent years, many retailers have been expanding their lines of business beyond selling physical goods for which they are known. Looking to build on existing relationships and expand engagement, enterprises ventured in to financial services, made possible through embedded finance. By offering a range of financial products to their customers, retailers are opening up whole new channels of revenue and providing a valuable service to build customer loyalty. The necessity for retailers to bolster their offerings became clear as the trickle-down effects of COVID-19 began to hit far-reaching areas of the global economy. Supply chains worldwide were disrupted, making it impossible to rely on a predictable schedule of goods. Combined with a wave of inflation, the need to diversify revenue channels became a viable path to sustainability for the world's top retailers.  Fast forward to early 2023, and service channels have become the main focus of retail customer loyalty and retention. Financial services are a key element — capturing wallet share and guaranteeing future sales to create unmatched opportunities for retailers to keep customers engaged.  Listen to the latest episode of Embedding the Future of Finance, where Alviere VP of Business Development and Strategy, Tim Dardis, joins Jay Saling to discuss how embedded finance technology drives practical innovation, and the way retailers approach customer loyalty. Written by [Alviere](https://blog.alviere.com/author/alviere) [Loyalty & Rewards](https://blog.alviere.com/tag/loyalty-rewards) ### Share on Social - - - ## Related Articles [![ImageBlog-MoneyPot](https://info.alviere.com/hs-fs/hubfs/ImageBlog-MoneyPot.jpg?width=360&name=ImageBlog-MoneyPot.jpg)](https://blog.alviere.com/alviere-on-the-moneypot-risk-management-first-approach-to-embedded-finance) Payments ### [Alviere on The MoneyPot: A risk management-first approach to embedded finance](https://blog.alviere.com/alviere-on-the-moneypot-risk-management-first-approach-to-embedded-finance) [Read More](https://blog.alviere.com/alviere-on-the-moneypot-risk-management-first-approach-to-embedded-finance) [![Omnitalk](https://info.alviere.com/hs-fs/hubfs/Omnitalk.png?width=360&name=Omnitalk.png)](https://blog.alviere.com/how-retailers-are-using-embedded-finance-to-drive-deeper-customer-loyalty) Embedded Finance ### [How retailers are using embedded finance to drive deeper customer loyalty](https://blog.alviere.com/how-retailers-are-using-embedded-finance-to-drive-deeper-customer-loyalty) [Read More](https://blog.alviere.com/how-retailers-are-using-embedded-finance-to-drive-deeper-customer-loyalty) [![BlogImage\_LaunchGuide\_Orange](https://info.alviere.com/hs-fs/hubfs/BlogImage_LaunchGuide_Orange.png?width=360&name=BlogImage_LaunchGuide_Orange.png)](https://blog.alviere.com/launch-your-financial-program) Embedded Finance ### [Rely on experts to launch your financial program](https://blog.alviere.com/launch-your-financial-program) [Read More](https://blog.alviere.com/launch-your-financial-program) [![Image Blog - Buyers Guide](https://8238701.fs1.hubspotusercontent-na1.net/hub/8238701/hubfs/Image%20Blog%20-%20Buyers%20Guide.jpg?width=360&name=Image%20Blog%20-%20Buyers%20Guide.jpg)](https://blog.alviere.com/embedded-finance-buyers-guide) ### [Buyer's Guide: Key considerations in selecting an embedded finance provider](https://blog.alviere.com/embedded-finance-buyers-guide) [Read More](https://blog.alviere.com/embedded-finance-buyers-guide) ## Platform - [Platform Overview](https://alviere.com/platform) - [Accounts](https://alviere.com/platform/accounts) - [Payments](https://alviere.com/platform/payments) - [Branded Cards](https://alviere.com/platform/branded-cards) - [Global Money Transfers](https://alviere.com/platform/global-money-transfers) - [Wallets](https://alviere.com/platform/wallets) ## Solutions - [Co-branded Debit Cards](https://alviere.com/solutions/co-branded-debit-cards) - [B2B Payments](https://alviere.com/solutions/b2b-payments-ecosystems) - [Virtual Cards & Disbursements](https://alviere.com/solutions/virtual-cards-disbursements) - [Save Now, Buy Later (SNBL)](https://alviere.com/solutions/save-now-buy-later-SNBL) - [Cross-border Remittances](https://alviere.com/solutions/cross-border-remittances) - [Loyalty Wallets](https://alviere.com/solutions/loyalty-wallets) ## Industries - [Retail](https://alviere.com/solutions/retail) - [Travel & Hospitality](https://alviere.com/solutions/travel-hospitality) - [Marketplaces](https://alviere.com/solutions/marketplaces) - [Financial Services](https://alviere.com/solutions/financial-services) ## Learn - [Articles](https://blog.alviere.com) - [Podcasts](https://blog.alviere.com/type/podcast) ## Company - [About](https://alviere.com/who-we-are) - [Careers](https://alviere.com/careers) - [Newsroom](https://alviere.com/press) ## Expertise - [Program Management](https://alviere.com/platform/program-management) - [Security & Compliance](https://alviere.com/platform/security-compliance) - ![SOC badge](https://blog.alviere.com/hubfs/raw_assets/public/alviere-v3/imgs/soc-badge.png) ![PCI badge](https://blog.alviere.com/hubfs/raw_assets/public/alviere-v3/imgs/pcibadge.png) ## Developers - [REST API](https://apidocs.alviere.com/docs/api) - [Web SDK](https://developer.alviere.com/sdk/web/index.html) - [iOS & Android SDKs](https://alviere.com/mobile-sdks) ## Contact - [Contact us](https://alviere.com/get-started) - [sales@alviere.com](mailto:sales@alviere.com) - [press@alviere.com](mailto:press@alviere.com) - [recruiting@alviere.com](mailto:recruiting@alviere.com) - [+1 (866) 460-5366](tel:+18664605366) ## Social ## Offices ## Denver 1040 S Gaylord St. Denver, CO 80209 United States ## Lisbon Av. 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